Bet with bank transfer in New Zealand: the best sites in 2026
A standard bank transfer remains the reliable fallback for New Zealand punters: a payment straight from your account (ANZ, ASB, BNZ, Westpac or Kiwibank) to the bookmaker in New Zealand dollars (NZ$), with no third party in between. It suits larger deposits and withdrawals where you value a direct paper trail. On this page: the 13 betting sites that accept bank transfer, how to deposit and withdraw step by step, and the real fees and timeframes.
Betting sites that accept bank transfer in New Zealand
The bank transfer is the slower but steady option: a deposit can take from a few minutes to a working day depending on your bank, and withdrawals land straight back in your account once the operator has approved them. It comes into its own on larger amounts, where card or wallet limits get in the way and a direct account-to-account trail is reassuring.
Most sites accept it, though the credit is rarely instant, so it is less suited to reacting to a price minutes before kick-off. Fees and limits follow your bank and the site's conditions: check both before moving a big balance.
| Bookmaker | Welcome bonus | Min. deposit | Our rating | |
|---|---|---|---|---|
| #1 Melbet | NZ$150 100% bonus · first deposit |
NZ$10 | 9/10 | Bet → bank transfer deposit guide → |
| #2 GGBET | NZ$100 100% bonus · first deposit |
NZ$10 | 8.7/10 | Bet → bank transfer deposit guide → |
| #3 22bet | NZ$122 100% bonus · first deposit |
NZ$10 | 8.2/10 | Bet → bank transfer deposit guide → |
| #4 TAB NZ | NZ$50 sign-up offer |
NZ$5 | 8.5/10 | Read the review → |
| #5 bet365 | NZ$100 sign-up offer |
NZ$10 | 8.3/10 | Read the review → |
| #6 Betway | NZ$50 sign-up offer |
NZ$10 | 8.1/10 | Read the review → |
| #7 Dafabet | NZ$100 sign-up offer |
NZ$10 | 8/10 | Read the review → |
| #8 William Hill | NZ$50 sign-up offer |
NZ$10 | 7.9/10 | Read the review → |
| #9 Unibet | NZ$40 sign-up offer |
NZ$10 | 7.7/10 | Read the review → |
| #10 Rooster.bet | NZ$80 sign-up offer |
NZ$10 | 7.6/10 | Read the review → |
| #11 888sport | NZ$30 sign-up offer |
NZ$10 | 7.5/10 | Read the review → |
| #12 Ladbrokes | NZ$30 sign-up offer |
NZ$10 | 7.3/10 | Read the review → |
| #13 10bet | NZ$50 sign-up offer |
NZ$10 | 7.2/10 | Read the review → |
Our #1 pick for betting with bank transfer: Melbet
At Melbet, you get an instant bank transfer deposit, New Zealand dollar withdrawals that don't drag on, and the strongest welcome bonus we've tested in New Zealand. Read our full Melbet review or activate the promo code before signing up.
Step-by-step deposit guides: deposit on Melbet with bank transfer · deposit on GGBET with bank transfer · deposit on 22bet with bank transfer.
How to deposit via bank transfer on a betting site
A bank transfer deposit takes under two minutes, straight from your phone:
- Step 1: make sure your your bank has sufficient funds available, checked via your banking app.
- Step 2: on the betting site, open the cashier ("Deposit") and choose bank transfer.
- Step 3: enter the amount in New Zealand dollars, then confirm.
- Step 4: approve the transaction through your banking app. The balance is credited instantly.
Withdrawing your winnings via bank transfer
Withdrawals work the other way round: open the cashier, choose "Withdraw" then bank transfer, and enter the amount. Once approved by the bookmaker, funds land back with your bank, usually within a few minutes, up to 24 hours at peak times. First request? The site will run an identity check (ID verification): have your ID ready to avoid any delay.
bank transfer or POLi: which should you choose for betting?
Both work perfectly on the major betting sites in New Zealand, so the right choice is simply whichever you already use day to day. Fees and timeframes are equivalent, and nothing stops you registering both on your betting account. More of a POLi / your bank user? Check our guide to betting with POLi.
FAQ, betting with bank transfer
Which betting sites accept bank transfer in New Zealand?▾
Is a bank transfer deposit instant?▾
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